ISSN (Print) - 0012-9976 | ISSN (Online) - 2349-8846

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Mobile Phones for Maternal Health in Rural Bihar

Health programmes that are using mobile phones to improve maternal health in rural India are examined. Presented by its promoters as a universal, accessible and “smart” empowering technology, how mobile devices transform gender inequalities on the ground is analysed. By using empirical data collected on a global mHealth programme deployed in Bihar, how mHealth devices negate the multifactorial dimension of gender and health inequalities is explained, and also how these devices can reinforce inequalities on the ground is examined.

Role of ‘Fintech’ in Financial Inclusion and New Business Models

The convergence of finance and technology to provide financial services by non-financial institutions, popularly known as “fintech,” has come to dominate the financial landscape. Taking stock of this development, its impact and implications for new products, processes and services, including for financial inclusion are examined. The Jan Dhan–Aadhaar–mobile phones trinity provides fertile ground for fintech to permeate to the “last mile.” Notwithstanding its manifold benefits, there is a need to exercise caution in areas such as privacy and ownership of data. In a fast-paced world of rapidly evolving technology and related financial services, regulators have new paradigms to grapple with and therefore, need to be proactive so as to not stifle the growth of this nascent sector.
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