ISSN (Print) - 0012-9976 | ISSN (Online) - 2349-8846

InvestmentsSubscribe to Investments

Waning Business Confidence

Only a substantial step-up in savings and investments can ensure sustained growth.

A Train to Nowhere

Passenger traffic has fallen sharply as the railways prioritise high-end travel over ordinary passengers.

Measurement and Analysis of the Productivity of Indian Banks

The paper reveals that cash holdings, the “growth rate of assets,” the “incremental gross non-performing assets,” and the “incremental cost of funds” negatively impact the productivity of banks, whereas the net interest margin has a positive impact. The paper also benchmarks major banks in India that can be used as an input in strategic decision-making.

 

India’s Slowdown

Investments in industry have slowed down considerably in the recent years, as has agricultural growth. Falling levels of capacity utilisation, building up of food stocks and the state of liquidity in the economy sufficiently prove that the problem today is the lack of demand. Rural distress, rising inequality and falling real wages are driving down demand. The government’s response to the slowdown has been woefully inadequate. The biggest impediment to policymaking is not the lack of ideas, but the blinkered vision of economics. 

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