ISSN (Print) - 0012-9976 | ISSN (Online) - 2349-8846

Articles By Information Technology

The Effect of Information Technology on Banking Efficiency

The effect of information technology in the Indian banking sector is analysed using the stochastic frontier production model to estimate technical efficiency during 2002–18. The evidence suggests that the adoption of IT has a positive and significant impact on the performance of banks. On average, nationalised and new private sector banks are more efficient than foreign ones, while old private sector banks have fallen back in efficiency. While a higher number of bank employees adversely impacts efficiency, greater capital positively impacts banking performance. It is also found that IT-led performance is a promising strategy for a multiplier effect on banking performance. 

Designing an Effective Data Protection Regulator

The revised Personal Data Protection Bill, expected to be tabled in the current monsoon session of Parliament, is a significant move towards India’s first dedicated personal data protection legislation. One of the proposals is a data protection authority, a cross-sectoral regulator that will significantly influence the Indian regulatory landscape. Against the backdrop of these developments, the author seeks to draw out the appropriate regulatory design keeping in mind essential questions of India’s existing regulatory capacity, framework, and jurisprudence.

 

New IT Rules, 2021

The Information Technology (Intermediary Guidelines and Digital Media Ethics Code) Rules, 2021 are designed to further empower the state and allow the executive considerable powers to shape public discourses. On the one hand, the state now demands access to all information about the content and origins of every digital communication, a measure that will weaken the right to privacy. On the other hand, digital content is now subject to both self-regulation as well as extensive surveillance and regulation designed to allow substantial control by the executive over content.

 

Global Value Chains of MNCs and Indian SMEs

The rapidly expanding global value chains of multinational corporations are increasingly dominating international trade, which emerging economies like India can hardly afford to ignore. The limited presence of Indian small and medium enterprises in the GVCs of MNCs can be traced back to a negligible share of internationalised SMEs, which is primarily due to a weak innovation base, owing to weak networks of SMEs, particularly weak inter-firm linkages. These issues can be overcome by building and strengthening regional innovation systems and by establishing a multipurpose science and technology commission in the clusters of SMEs.

 

Cambridge Analytica and the Political Economy of Persuasion

Where do the financial interests of social media platforms and advertising firms align with the interests of political actors? Where might these interests conflict with constitutional values? As we approach the 2019 general elections in India, a framework to regulate political advertising and data privacy has become most urgent.

Trump’s H-1B Visa Reforms and Indian Dreams

The Donald Trump administration’s proposal to review the H-1B visa stirred a hornet’s nest in India. Indians, especially IT professionals and engineers, are the main beneficiaries of this work permit issued to skilled foreign workers in the US. While fears are being expressed about what restrictions on the visa would mean for Indians, there are other views which say that this would even present an opportunity to channelise human and material resources in India.