ISSN (Print) - 0012-9976 | ISSN (Online) - 2349-8846

A+| A| A-

Estimating the Impact of Covid-19 in India from Life Insurance Claims


The data on the claims settled by Indian life insurers is used to estimate the impact of Covid-19 in India in 2020 and 2021. A conservative estimate of 0.56 million missing death registrations for 2020 is reported. An estimate of three million additional deaths in 2021 compared to pre-pandemic year 2019 is also reported. This estimate far exceeds the governments official estimate of 0.481 million Covid-19 deaths during this period.

In this article, we present an estimate of the impact of Covid-19 as: (i) for 2020, deaths likely missing from death registrations data released by the government in May 2022; and (ii) for 2021, the estimated additional deaths in comparison to pre-pandemic 2019.1

Dear Reader,

To continue reading, become a subscriber.

Explore our attractive subscription offers.

Click here


To gain instant access to this article (download).

INR 59

(Readers in India)

$ 6

(Readers outside India)

Published On : 20th Jan, 2024

Support Us

Your Support will ensure EPW’s financial viability and sustainability.

The EPW produces independent and public-spirited scholarship and analyses of contemporary affairs every week. EPW is one of the few publications that keep alive the spirit of intellectual inquiry in the Indian media.

Often described as a publication with a “social conscience,” EPW has never shied away from taking strong editorial positions. Our publication is free from political pressure, or commercial interests. Our editorial independence is our pride.

We rely on your support to continue the endeavour of highlighting the challenges faced by the disadvantaged, writings from the margins, and scholarship on the most pertinent issues that concern contemporary Indian society.

Every contribution is valuable for our future.