ISSN (Print) - 0012-9976 | ISSN (Online) - 2349-8846
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Dilemma of Indian Banking

In these times of infl ation and the receding prospect of growth, and in the presence of fi scal laxity and higher government borrowing requirements, Indian banks are fi nding it diffi cult to expand their credit portfolio. Moreover, as returns on their investments tend to be lower than those on their advances, in this present overall context the real challenge is in fi nding the right balance as between liquidity, capital and return.

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