The belief in the credit-based collective model has failed to explore the impact of microcredit beyond its immediate project environment and how resources are politically invested by the groups in a given sociocultural context. There is an inadequate understanding as to how the discourse on empowerment through microcredit is framed by different actors and what the trade-offs are between different dimensions of empowerment. Limited attention is paid to the role of various institutions - local and national - on microcredit and women's empowerment.
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EPW looks forward to your comments. Please note that comments are moderated as per our comments policy. They may take some time to appear. A comment, if suitable, may be selected for publication in the Letters pages of EPW.