ISSN (Print) - 0012-9976 | ISSN (Online) - 2349-8846
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Impact of Microfinance: A Critical Survey

It is unclear whether microfinance contributes to a reduction in poverty or is the most efficient method to reduce poverty without additional measures in areas such as education, health and infrastructure. The entry of commercial banks into microfinance may increase the competition for traditional microfinance institutions and reduce lending to the core poor, even if it improves financial sustainability.

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