ISSN (Print) - 0012-9976 | ISSN (Online) - 2349-8846
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Banking on 'Baniyas' for Credit

Marginal farmers in rural West Bengal, as seen from a field survey carried out in the Hooghly district, are increasingly relying on the trader class as a major source of credit for working capital, as opposed to traditional moneylenders or the formal sector. The repayment rates by these farmers are also better than that of the comparatively better off farmers.

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