ISSN (Print) - 0012-9976 | ISSN (Online) - 2349-8846
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Pension Issue and Challenges Facing India

The success in pension reform will depend on a greater degree of professionalism in the design and governance of provident and pension fund organisations such as the Employee Provident Fund Organisation, as well as requiring that all components of social security are reviewed to assess their suitability, scalability, and sustainability. Greater financial literacy so that pensions are not considered a welfare measure without due regard for financial and fiscal analysis is also essential.

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