Notwithstanding the commendable initiatives of the United Front government in 1996 to revive the rural credit system, it continues to languish. What is required is a structural transformation linking banks and co-operative credit institutions with self-help groups and NGOs.
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EPW looks forward to your comments. Please note that comments are moderated as per our comments policy. They may take some time to appear. A comment, if suitable, may be selected for publication in the Letters pages of EPW.