ISSN (Print) - 0012-9976 | ISSN (Online) - 2349-8846

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Is Inadequacy of Institutional Credit a Problem in Changing Agriculture

B M Desai D K Desai An earlier study had indicated that farmers tend to substitute commercial hank credit for their own funds and/for other sources of finance, and that this substitution has no significant impact on farm production, This article is therefore based on the connected question: "Is inadequacy of the existing insiitu tional credit facilities a problem in changing agriculture?". The' question is important because of the Widespread notion that inadequacy of credit is a serious bottleneck in the adoption of the new technology.

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