ISSN (Print) - 0012-9976 | ISSN (Online) - 2349-8846

Articles by Tara S NairSubscribe to Tara S Nair

Women in Cinema Collective and the Malayalam Film Industry

In May 2017, in a pioneering move, a group of women creative workers from the Malayalam film industry formed the Women in Cinema Collective to address gender issues in the sector. The formation of the collective not only challenges the patriarchal world view of Indian cinema, but has dragged into the limelight the ugly underbelly of commercial film-making controlled by cliques, cartels, and celebrity power. On a more positive front, it prepares the ground for women who are joining the film industry in larger numbers to lay claim to legitimate spaces for self-actualisation and creative satisfaction.

Financing of Indian Microfinance

The pattern of funds fl ow during 2006-10 to self-help groups and microfi nance institutions - the two competing institutional arrangements of microfi nance delivery in India - reveals that the commercial banking system had steadily shifted its patronage to large MFIs from the mid-2000s. Increased access to equity capital helped these MFIs improve their capital adequacy, which, in turn, helped them leverage the domestic debt market. They also resorted to newer ways of raising capital through product structuring and introduction of innovative debt instruments. MFIs thus played a signifi cant role in linking the processes of neo-liberal restructuring and fi nancialisation with the daily lives of local communities.

Microfinance: Lessons from a Crisis

The rural distress in Andhra Pradesh has been more than evident in reported incidents of farmers' suicides and hunger deaths. The incidence of indebtedness, particularly among small and marginal farming households in the state, is the highest in India. By passively encouraging microfinance institutions to expand without limits in a policy and institutional vacuum, the state had created the conditions for a crisis. This is the time for finding out the pros and cons of completely trusting a credit-based poverty reduction strategy to the neglect of more critical structural and institutional solutions.

Commercial Microfinance and Social Responsibility: A Critique

Working within the logic of maximising investor returns, the strategic focus of Indian microfinance institutions seems to have shifted from serving the poor borrowers to chasing profits. The commercial transformation of MFIs has been accompanied by changes in the structure of ownership, management and nature of their stakeholder commitment. This essay discusses some of the critical inadequacies in the approaches advocated and currently practised by the commercial MFIs in order to restore the sector's focus on poor borrowers.

The Transforming World of Indian Microfinance

Upscaling the provision of microfinance on the strength of its performance, measured primarily in terms of the repayment rates and financial sustainability indicators of a handful of microfinance institutions and without a serious reconsideration of certain vital development issues, may prove in the long-run to be an imprudent development strategy. Any effort at upscaling thus needs to be viewed with caution as it could actually lead to increased failures and credit indiscipline in the field. In the meanwhile, globally there is a visible trend of the commercialisation of microfinance, with NGOs transforming themselves into regulated financial institutions or non-banking financial companies and commercial banks entering the business of microfinance.

Growth and Structural Transformation of Newspaper Industry in India

In India the process of democratisation has been a dominant force in shaping the press. The process has, between the 1960s and the 1990s, seen the movement of politics away from the centre to the states, where negotiations between various class and group interests are most effectively conducted. An important aspect of this transition that saw the rise of dominant local interests has been the changing role of language. This paper attempts to relate the structural transformation of the industry in this period to the large socio economic and political changes.

Gujarat : Earthquake Plan Prepared in Haste

The rehabilitation package, prepared in unhealthy haste by the government, is based on conventional bureaucratic understanding and interpretation of people's needs and priorities. While it is incredibly vocal about estimates of damage, the specific delivery mechanisms are unclear. Also, it completely ignores the problems of economic rehabilitation of the survivors.

Institutionalising Microfinance in India

There has been an increasing tendency to use the term microfinance - seen to be the most effective intervention towards poverty alleviation, to refer solely to formalised institutions - leaving aside a large informal section, that could include individuals and informal associations as well. Current efforts to mainstream microfinance operations in the non-financial sector of the country, while acknowledging the failure of state-owned credit institutions, should also take into account, among others, the programmatic success of several intermediary developmental institutions like the small savings and credit groups that have proved not only profitable but an effective poverty alleviation measure.

Rural Financial Intermediation and Commercial Banks

This paper broadly reviews the major trends in rural financial intermediation in India by public sector commercial banks in the post-nationalisation period. It then examines their role in the newly emerging institutional forms with a thrust on micro finance services. A healthy rural financial sector must be developed to meet the needs of agriculture, infrastructure, the rural poor such as agricultural labourers, artisans and self-employed persons.

Housing: The Missing Concerns

While the latest budget makes grand pronouncement about expanding the availability of housing finance, it shows little comprehension of the difficulties of creating and strengthening participatory mechanisms in this area.

Jeffrey s Reading of Malayalam Press-A Blindfold Stab

Jeffrey's Reading of Malayalam Press A Blindfold Stab?
Tara S Nair The significance of language newspapers in analysing social processes does not appear to have been properly recognised and studied Given this situation, commentaries based on impressionistic statements and casual discussions with a totally new generation of owners and journalists cannot definitely help construct an objective and systematic account of the production, distribution and consumption of the press output at specific historical junctures.

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