ISSN (Print) - 0012-9976 | ISSN (Online) - 2349-8846

Articles by Sanjay Kumar SinghSubscribe to Sanjay Kumar Singh

The Adoption of Unified Payments Interface in India

This article examines the trend, pattern and rate of adoption of the Unified Payments Interface transactions in India. For estimating the results, the study utilises the generalised modified exponential function, which allows for more flexible S-shaped curves. Based on data from the Nation­al Payments Corporation of India, the number of UPI transactions is likely to increase more than sixfold in a span of five years’ period. The predicted rapid growth in UPI transactions has significant implications for the payments app developers, internet service providers, the NPCI, and the UPI regulator—the Reserve Bank of India.

Productivity, Prices and Profitability

In this paper, the link between productivity, prices and profitability is examined for the Andhra Pradesh State Road Transport Corporation (APSRTC), using its annual data from 1979-80 to 1999-2000. We find that, by and large, productivity gains achieved by APSRTC are being passed through to customers. However, the data reveal a significant change in the pattern during the 1990s, particularly from 1995-96 onwards. During this period, on average the productivity of APSRTC declined, whereas its input factor prices compared with output prices increased significantly. This has resulted in a deterioration of its financial condition.

Productive Efficiency across Firms

This is a study of the productive efficiency of 21 state road transport undertakings (STUs) in India over 1984-85 to 1996-97. A well known multilateral index procedure is used to compute the growth and relative levels of gross productivity of the STUs and productive efficiency is estimated. We also examine the temporal relationship of the cross-sectional rankings of individual STU's productive efficiency estimates. We find wide disparity among STUs. On an average, small size STUs are more productive, and by and large, and so are Tamil Nadu STUs. The productive efficiency ranks of STUs have remained broadly unchanged over the years.

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