ISSN (Print) - 0012-9976 | ISSN (Online) - 2349-8846

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National Pension Scheme: For Whose Benefit?

Pension reforms in India in the last decade have seen three major initiatives - a paradigmatic shift in the civil servants' pension scheme, the National Pension Scheme for all citizens and the New Pension System Lite for the economically disadvantaged sections with small savings. The NaPS has seen a lukewarm response so far, with a majority of subscribers being central and state government employees, for whom the scheme is mandatory. An analysis of the auto choice option under the NaPS and the demographic transition reveals potential future imbalances in the investment structure among the asset classes. Moreover, the NaPS does not even guarantee a minimum pension, thus defeating its "welfare" orientation.

IRDP and Rural Diversification-A Study in Karnataka

A Study in Karnataka V M Rao S Erappa This study, based on data collected from IRDP beneficiaries in Karnataka supplemented with data from the government records on the anti-poverty programmes, finds that (a) The anti-poverty programmes remain preoccupied with the objective of providing relief rather than making the poor viable and development-oriented. More specifically, IRDP remains weak as thrust for widening the base of rural economy through substantial addition of non-agricultural activities.

Economic Issues in Sericulture Study of Karnataka

Economic Issues in Sericulture: Study of Karnataka H G Hanumappa S Erappa The potential of sericulture for generating employment and income in rural areas is the basis for the programmes initiated by the Government of Karnataka for promoting sericulture. This potential, however, varies as between traditional and non-traditional areas because of differing costs of production of mulberry leaf and rearing of silkworms.
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