ISSN (Print) - 0012-9976 | ISSN (Online) - 2349-8846

Articles By Neeraj Kumar

Decoding the Union Budgets’ Financial Inclusion Agenda

Union Budget 2023–24 reaffi rms India’s commitment to promote financial inclusion measures and invest in digital infrastructure to support and achieve a financially inclusive economy. This article provides a comprehensive overview of fi nancial inclusion initiatives since 2005–06 and a way forward from the current budget.

Impact of MGNREGA on Consumption Expenditure of Households

This study attempts to quantify the impact of the Mahatma Gandhi National Rural Employment Guarantee Act programme on the level and pattern of consumption expenditure of rural households at the national level using a difference-in-differences method. The findings indicate an increase in the monthly per capita consumption expenditure of participant households and a change in their consumption patterns with the share of high-value and nutrient-rich food in their consumption basket going up. Further the participant households have also smoothened their consumption by investing in assets such as durable goods.