ISSN (Print) - 0012-9976 | ISSN (Online) - 2349-8846

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Directed Credit Programmes-A Critique of Narasimham Committee Report

A Critique of Narasimham Committee Report D Narayana THE Indian banking and financial system has made commendable progress in the last 20 years. A measure of this progress is in its geographical spread and reach of sectors of production and segments of population, which the normal growth of the system would not have touched. Behind such spectacular growth lay the directed growth of the system. Now, in the 90s, the Narasimham committee has recommended the doing away with of such directed growth and has argued for the free play of market forces. This, the committee argues, would arrest the erosion of "the real value of and return on the savings entrusted to (the financial institutions] and restore "depositor and investor confidence".

Land Hunger and Deforestation-Case Study of Cardamom Hills in Kerala

Case Study of Cardamom Hills in Kerala P Sivanandan D Narayana K Narayanan Nair The Cardamom Hills Reserve in the evergreen forests in the High Ranges of Kerala has been heavily denuded and put under crops unsuitable for the area. Not only has this resulted in a decline in soil fertility and productivity, but it has had a deleterious effect on cardamom cultivation as well.

Linking Irrigation with Development-The Kerala Experience

the poor, then the appropriate performance index would be not just th- head-count ratio but the Sen-index. VII Conclusions It has been shown that the revised population estimates which incorporate the results of the 1981 census corrected for under-enumeration, would lead to an estimated 334 million poor in 1981-82 under the assumption of distributional neutrality of growth where growth in per capita expenditure (PCE) is inclusive of the additional consumption generated by IRDP. A netting out of additional consumption generated by IRDP pushes up this figure to 340 million (Table 5, line 4)'. If we subs tract from this, 11 million people who could plausibly have been pushed above the poverty line by IRDP the estimated incidence of poverty in 1981-82 would be 46.50 per cent or 329 million poor instead of 41.50 per cent or 282 million poor. It must be stressed that even this estimate of the poor assumes at the very minimum that the groups which are deemed to have been pushed up by growth did experi ence the average growth rate in their PCEs. If even this assumption does not hold, .is is likely in the urban case, the number of urban poor and hence the total ' (rural plus urban) poverty population would be higher.

An Approach to Study of Irrigation- Case of Kanyakumari District

This paper seeks to develop an integrated approach to analysis of the physical, techno economic, organisational and institutional aspects of irrigation systems. Certain analytical devices are first formulated to make clear distinctions among the components of irrigation systems and these are then applied to a concrete case. The authors have selected Kanyakumari district for their case study, mainly because scarcity of water and consequent crop failures have been frequent in the tail-end areas of this district in recent years. The last section of the paper briefly outlines some issues thrown up by the study which call for further research.

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