ISSN (Print) - 0012-9976 | ISSN (Online) - 2349-8846

Articles By Brijesh C Purohit

Nature of Health Insurance Demand in India

In this paper, an attempt is made to explore the elasticity of health insurance demand in India. Keeping in view the central and state government efforts as well as rural–urban disparities in the country, we evaluate whether people have appropriate information about these governmental schemes and the influence of other socio-economic factors on individual household choices.

Impact of COVID-19 on the Indian Banking Sector

This article investigates the impact of COVID-19 on the banking sector through the trend analysis of return on assets and return on equity of the scheduled commercial banks. It covers both the pre- and post-lockdown periods. The results suggest that the governmental measures are helping ameliorate situations of bad quality loans and will improve future prospects of the banking industry.

Efficiency of Healthcare Sector in Bihar

In this article, we focus on the efficiency of the healthcare system at the district level for Bihar. Although relatively an economically and socially disadvantaged state, the infant mortality rate in Bihar is very close to the all-India average. We explore the reasons for the differential performance of different districts by using data envelopment analysis. The efficiency rankings from our results indicate a mix of inefficiency, inadequacy of inputs, and the presence of an optimal targeting of funds under the National Rural Health Mission to low-performing districts.

Efficiency Variation at the Sub-State Level: The Healthcare System in Karnataka

This paper attempts an analysis of efficiency variation in health system performance in Karnataka. By using the stochastic frontier technique, it provides an idealised yardstick to evaluate the performance of the health sector. Carried out in two stages of estimation, the results of our model, using district-level panel data, indicate that the efficiency of the public health delivery system in Karnataka remains low. Considerable disparities across districts in per capita availability as well as utilisation of hospitals, beds and manpower inputs hamper improvements in life expectancy in the state. Results from the second stage of estimation suggest that in rural areas particularly, improvements in infrastructure facilities like safe drinking water supply, toilets and electricity as well as better coordination between social sector and economic policies, especially at the district level, may also help the state improve life expectancy speedily and more equitably in the deficient districts.