ISSN (Print) - 0012-9976 | ISSN (Online) - 2349-8846

B M DesaiSubscribe to B M Desai

CAPITAL VIEW

Strategies for Equity Ifzal Ali B M Desai R Ramakrishna V S Vyas This paper attempts to focus on the prospects and problems of Indian agriculture by the turn of the century. Its emphasis is mainly on issues relating to distribution, and the increasing of the purchasing power of the poorest segments of the population.

Costs of Operations in Agricultural Financing by Formal Agencies

by Formal Agencies B M Desai The purpose of this paper is, first, briefly to discuss the main elements of costs in agricultural finance operations of formal agencies. The sources of high administrative costs are then identified. And, finally, a strategy is proposed for reducing these high costs.

Is Inadequacy of Institutional Credit a Problem in Changing Agriculture

B M Desai D K Desai An earlier study had indicated that farmers tend to substitute commercial hank credit for their own funds and/for other sources of finance, and that this substitution has no significant impact on farm production, This article is therefore based on the connected question: "Is inadequacy of the existing insiitu tional credit facilities a problem in changing agriculture?". The' question is important because of the Widespread notion that inadequacy of credit is a serious bottleneck in the adoption of the new technology.
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