ISSN (Online) - 2349-8846
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An Analysis of Educational Loans

Educational loans are a relatively new phenomenon when it comes to funding higher education in India. There has been a significant rise in the volume of outstanding educational loans with an annual growth rate of 12% since March 2008. Banks are concerned about increasing non-performing assets with respect to educational loans. This paper argues for a statutory framework that addresses all aspects of funding higher education through loans and scholarships.



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