ISSN (Online) - 2349-8846

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Multiplier Effect of Self-help Groups

This article measures financial inclusion performance on three dimensions--branch penetration, credit penetration and deposit penetration and in the process of quantifying the contribution of self-help groups towards macro-level financial inclusion dimensions, reveals the multiplier effect of SHGs. Since it enables all group members to access savings, credit and other financial services from bank, efforts to promote financial inclusion through SHGs should continue.
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